Effective Date: August 2026

Terms of Service

Please read these terms carefully before using the AuraBudget platform. By accessing or using our services, you agree to be bound by these conditions.

AgreementAccessing the web app forms a legal agreement to follow terms.
Data OwnershipYou hold 100% intellectual rights to your budget data.
DisclaimerWe are a tracking tool, not registered financial advisors.

1. Account Registration and Use

To use certain aspects of the platform, you may be prompted to create an account or verify local profile settings. You are fully responsible for maintaining the confidentiality of your session tokens and profile settings.

You agree to provide accurate, current, and complete profile parameters during onboarding. AuraBudget cannot and will not be liable for any loss or damage arising from your failure to safeguard your local state backups.

2. Permitted and Prohibited Conduct

AuraBudget is designed to help users track personal, household, and business budgets. You agree not to use the services to:

  • Upload, transmit, or distribute any harmful virus, malware, or malicious script code.
  • Attempt to gain unauthorized access to our servers, databases, or client-side assets.
  • Impersonate any other individual or business entity during onboarding or collaboration invitations.
  • Violate any applicable local, state, national, or international banking and financial laws.

3. Financial Disclaimers

AuraBudget is a software tool for informational and budget-planning purposes only.

We do not provide legal, tax, or investment advice. The calculators, snowballs, avalanche timelines, and charts provided on the platform are math projections and should not replace advice from certified public accountants (CPAs) or fiduciary financial planners. Action taken based on our computations is done at your own discretion and risk.

Questions About Our Terms

If you have any questions or require clarifications regarding these Terms of Service, please reach out to us at support@aurabudget.app.

© 2026 AuraBudget Inc. All rights reserved.